WooCommece Payment Gateway Based Fees

WooCommerce Payment Gateway Based Fees

WooCommerce Payment Gateway Based Fees gives WooCommerce store owners an easy way to automatically add extra charges or provide discounts according to the payment method selected by the customer. Whether you accept Credit Cards, PayPal, Cash on Delivery, Bank Transfer, or other gateways, you can create flexible pricing rules without modifying your website code.

Use gateway-based charges to help offset payment processing expenses, while discounts can be used to encourage customers to select preferred or lower-cost payment options.

The plugin is available through 5ivecode.com under the GPL license, with lifetime free updates and limited email support, subject to the applicable licensing terms.

✨ Key Features
Add fixed fees, percentage charges, or discounts for individual payment gateways.
Combine different pricing methods where supported, such as a fixed amount plus a percentage.
Configure minimum and maximum order values for applying gateway rules.
Set maximum limits to prevent excessive additional charges.
Target rules based on country, customer role, product, category, or shipping method.
Display payment-related charges as a separate line in cart and checkout totals.
Configure how tax is handled when calculating additional fees.
Create temporary gateway promotions with scheduled rules, where supported.
Use discounts to promote selected payment methods.
Designed to integrate with standard WooCommerce checkout functionality.
Lightweight configuration that does not require custom coding.
📖 Detailed Overview

Different payment providers can have different transaction costs. If your store absorbs every processing expense, those costs can gradually reduce your profit margin, particularly for smaller orders or payment methods with higher transaction fees.

WooCommerce Payment Gateway Based Fees allows you to create conditional pricing rules around the payment gateway selected by the customer.

For example, you could:

Add a percentage-based charge when customers choose a particular card gateway.
Apply a small fixed fee to Cash on Delivery orders.
Combine a fixed amount with a percentage for selected payment methods.
Offer a discount when customers choose Bank Transfer.
Apply a rule only when the cart reaches a specific value.
Restrict a fee to selected countries or customer roles.
Exclude particular products or categories from a payment rule.
Apply different conditions depending on the shipping method.

The checkout can display the resulting adjustment as part of the order total, helping customers understand why the final amount has changed.

This makes the plugin useful for both cost recovery and payment-method promotion, depending on how your WooCommerce store is configured.

📊 WooCommerce Payment Gateway Fees vs Default WooCommerce
Feature Payment Gateway Based Fees Default WooCommerce
Gateway-Specific Fees ✅ Fixed and percentage-based options ❌ Not available as a standard feature
Gateway Discounts ✅ Supported through configurable rules ❌ Not built in
Advanced Conditions ✅ Country, role, product, category, shipping method ⚠️ Limited
Minimum / Maximum Thresholds ✅ Available for rule control ❌ Not provided as a standard feature
Fee Caps ✅ Can restrict the maximum adjustment ❌ Not available
Tax Configuration ✅ Options for fee calculation and taxation ⚠️ Requires additional configuration
Scheduled Promotions ✅ Time-based rules where supported ❌ Not a standard feature
Checkout Fee Display ✅ Can show the adjustment in totals ⚠️ Requires customization for advanced scenarios
Coding Required ✅ Designed for no-code configuration ⚠️ Custom development may be needed for complex rules
⚙️ Installation Guide
Obtain WooCommerce Payment Gateway Based Fees from your 5ivecode.com account.
Log in to your WordPress administration dashboard.
Go to Plugins → Add New → Upload Plugin.
Upload the plugin ZIP package, such as payment-gateway-based-fees.zip.
Click Install Now and then activate the plugin.
Open the plugin settings or the relevant WooCommerce payment/gateway configuration area.
Create a new pricing rule and select the desired payment gateway.
Choose the adjustment type, such as a fixed amount, percentage, or supported combination.
Configure order thresholds, maximum limits, customer conditions, product restrictions, or other available options.
Save the rule and test your checkout using different payment methods.